Account Information Services

A smart investment for your business and a valuable service for your customers

Account Information Services (AIS) enables you to obtain transaction and balance information straight from the bank for accurate analyses, actionable insights and risk reduction. With your customers’ consent, you can access and analyse transaction data directly, across multiple accounts, giving you the opportunity to offer useful and innovative services while gaining a clearer picture of your customers’ financial habits and creditworthiness.

Whether you’re a bank expanding your online services, a Fintech with an ambitious dream or a lender looking to lower your costs and risks while providing optimal services, YTS AIS is a valuable addition to your business.

Improve your retention

Engage and retain your customers with the power of account aggregation. With one clear view of their accounts, customers can work towards their financial goals without ever going to your competitors.

Increase your value

Solid financial analyses, predictions and projections all start with quality data. With AIS, you can retrieve data directly from the banks, so you can accurately look back for longer periods - without losing valuable effort and time to unnecessary manual work.

Reduce turnaround time and default risk

For lenders, a thorough creditworthiness check is critical to cover default and fraud risks. That can lead to long turnaround times. With AIS, your customers’ transaction data is guaranteed to be authentic and complete, without the need for bank statements.

Save time and money

YTS makes, manages and maintains your Open Banking and PSD2 API connections, freeing up your developers for your other business-critical tasks.

Rely on bank-level security

YTS boasts an up-to-date service built to the security standards of a major bank. We are licensed by the Dutch National Bank (DNB) and can be found on the FCA register.

Pricing structure

Whether you’re an established financial institution or an ambitious tech startup, our pricing structure caters to business goals of all sizes and budgets.

Find out more

Find out how our API can transform your business

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